The tax time column
Tax time and EOFY: the money side of the ATO calendar
BAS, PAYG, super, EOFY and structure, written for owners who want the cash ready before the due date arrives.
See if you qualify →No credit check to enquire
Lead story
EOFY checklist for small business: what to do, and when
A practical EOFY checklist for Australian small business, from May planning to July and August deadlines: stock, assets, super, bad debts, STP and tax.
Read it →- 02 How much should a small business set aside for tax?How much to set aside for tax in an Australian small business: GST, PAYG withholding, super and income tax, with a simple weekly method and a worked example.
- 03 Small business tax calendar for 2026–27Every key ATO date for Australian small business in 2026–27: quarterly and monthly BAS, PAYG instalments, Payday Super, STP finalisation and TPAR.
- 04 PAYG instalments explained for small business ownersPAYG instalments explained: what they are, amount vs rate options, when they're due, how to vary them when income changes and how to plan the cash.
- 05 The $20,000 instant asset write-off, explained for cash-minded ownersThe $20,000 instant asset write-off is permanent from 1 July 2026. Who's eligible, how the per-asset limit works, GST, and why a deduction isn't free cash.
- 06 Sole trader or company? The money differences that matterSole trader vs company in Australia: tax rates, liability, paying yourself, super, borrowing and costs compared, and when it's worth changing structure.
When the plan needs capital, talk to us
A 60-second enquiry, no credit check when you first ask, your details kept with one team, and a real person who calls with options that fit.
No credit check to enquire
No spray-and-pray
A real person on your file